The baseline eligibility requirements
To reach the supplier-hosted request form, you generally need to meet five points:
- Be at least 18 years old
- Live in the United States, in a currently available state
- Have a valid checking account
- Have a steady source of income
- Earn at least $1,000 per month before tax
These are the supplier’s current baseline requirements, not a Bravaro guarantee. A lender may ask for more, and meeting every point does not guarantee approval, an amount, or specific terms.
How much can you request?
The supplier’s form accepts requested amounts from $200 to $50,000. That range describes what the form can accept, not what a lender will approve — the amount available to you depends on the lender’s own criteria and your state.
Does your state qualify?
The current supplier serves 45 states. It does not serve residents of Connecticut, Nevada, New Hampshire, Vermont, Washington. Coverage can change, so confirm your state on the state availability page before you request.
What about credit?
There is no published minimum credit score. A lender may weigh income, existing debt, and other factors alongside a credit check, and each lender sets its own bar. A soft inquiry typically will not affect your score, while a hard inquiry can. Read the request form’s consent language before you continue.
What documents might a lender request?
Once you are inside the supplier’s form, a provider or lender may ask you to verify identity, address, employment, and bank-account details. Bravaro does not collect or store these documents — do not send them through our contact form.
Requirements open a request, they do not close it
Meeting the baseline above lets you continue to the supplier form. Whether a lender presents an offer, and on what terms, is a separate underwriting decision Bravaro does not make.